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Every year you plan to save at least some of your money but unfortunately, before the year ends, you spend every cent that you intended to save. I know it is easy to say and difficult to manage but, is it gonna continue every year? If your answer is no, then you should take a look on triple-tax savings option. If you are unable to pay in case if you don’t have money, still the government would be always willing to make payment arrangements for the last tax session. Unfortunately, if you are struggling to pay your taxes then why not go for debt consolidation loan? Whenever traditional banks fail to pass you a loan, there are many private lenders who are willing to loan you money even if you have bad credit or no credit at all. A debt consolidation loan could also be also one of the good options.